LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,179
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,274
−HK$1,111/mo
Today · 4.125%
HK$37,385
baseline
▲ 0.50% · 4.625%
HK$39,660
+HK$2,275/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,770/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,137
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,186
−HK$1,065/mo
Today · 4.125%
HK$41,251
baseline
▲ 0.50% · 4.625%
HK$43,425
+HK$2,174/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,502/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,215
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,528
−HK$1,334/mo
Today · 4.125%
HK$44,862
baseline
▲ 0.50% · 4.625%
HK$47,592
+HK$2,730/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,724/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,964
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,224
−HK$1,277/mo
Today · 4.125%
HK$49,501
baseline
▲ 0.50% · 4.625%
HK$52,111
+HK$2,610/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,002/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,251
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,783
−HK$1,557/mo
Today · 4.125%
HK$52,340
baseline
▲ 0.50% · 4.625%
HK$55,524
+HK$3,184/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,680/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,791
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,261
−HK$1,490/mo
Today · 4.125%
HK$57,751
baseline
▲ 0.50% · 4.625%
HK$60,796
+HK$3,045/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,502/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,323
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,292
−HK$2,002/mo
Today · 4.125%
HK$67,294
baseline
▲ 0.50% · 4.625%
HK$71,388
+HK$4,094/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,588/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,446
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,335
−HK$1,917/mo
Today · 4.125%
HK$74,252
baseline
▲ 0.50% · 4.625%
HK$78,166
+HK$3,914/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,504/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,542 · Scale 2, in force from 26 Feb 2026)