LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,182
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,277
−HK$1,111/mo
Today · 4.125%
HK$37,388
baseline
▲ 0.50% · 4.625%
HK$39,663
+HK$2,275/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,776/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,140
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,190
−HK$1,064/mo
Today · 4.125%
HK$41,254
baseline
▲ 0.50% · 4.625%
HK$43,429
+HK$2,175/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,508/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,219
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,532
−HK$1,334/mo
Today · 4.125%
HK$44,866
baseline
▲ 0.50% · 4.625%
HK$47,596
+HK$2,730/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,732/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,968
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$48,227
−HK$1,278/mo
Today · 4.125%
HK$49,505
baseline
▲ 0.50% · 4.625%
HK$52,115
+HK$2,610/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,010/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,255
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,787
−HK$1,557/mo
Today · 4.125%
HK$52,344
baseline
▲ 0.50% · 4.625%
HK$55,529
+HK$3,185/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,688/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,796
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,265
−HK$1,491/mo
Today · 4.125%
HK$57,756
baseline
▲ 0.50% · 4.625%
HK$60,801
+HK$3,045/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,512/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,328
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,298
−HK$2,001/mo
Today · 4.125%
HK$67,299
baseline
▲ 0.50% · 4.625%
HK$71,394
+HK$4,095/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,598/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,452
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,341
−HK$1,917/mo
Today · 4.125%
HK$74,258
baseline
▲ 0.50% · 4.625%
HK$78,172
+HK$3,914/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,516/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,589 · Scale 2, in force from 26 Feb 2026)