LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,183
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,277
−HK$1,112/mo
Today · 4.125%
HK$37,389
baseline
▲ 0.50% · 4.625%
HK$39,664
+HK$2,275/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,778/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,140
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,190
−HK$1,065/mo
Today · 4.125%
HK$41,255
baseline
▲ 0.50% · 4.625%
HK$43,430
+HK$2,175/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,510/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,219
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,532
−HK$1,335/mo
Today · 4.125%
HK$44,867
baseline
▲ 0.50% · 4.625%
HK$47,597
+HK$2,730/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,734/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,968
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,228
−HK$1,278/mo
Today · 4.125%
HK$49,506
baseline
▲ 0.50% · 4.625%
HK$52,116
+HK$2,610/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,012/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,256
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$50,788
−HK$1,556/mo
Today · 4.125%
HK$52,344
baseline
▲ 0.50% · 4.625%
HK$55,530
+HK$3,186/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,688/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,796
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,266
−HK$1,491/mo
Today · 4.125%
HK$57,757
baseline
▲ 0.50% · 4.625%
HK$60,801
+HK$3,044/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,514/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,329
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,299
−HK$2,001/mo
Today · 4.125%
HK$67,300
baseline
▲ 0.50% · 4.625%
HK$71,395
+HK$4,095/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,600/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,453
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,342
−HK$1,917/mo
Today · 4.125%
HK$74,259
baseline
▲ 0.50% · 4.625%
HK$78,173
+HK$3,914/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,518/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,598 · Scale 2, in force from 26 Feb 2026)