LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,184
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,278
−HK$1,112/mo
Today · 4.125%
HK$37,390
baseline
▲ 0.50% · 4.625%
HK$39,665
+HK$2,275/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$74,780/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,142
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,191
−HK$1,065/mo
Today · 4.125%
HK$41,256
baseline
▲ 0.50% · 4.625%
HK$43,431
+HK$2,175/mo
Deposit HK$7.71M · loan HK$7.71M · min. income ≈ HK$82,512/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,221
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$43,534
−HK$1,334/mo
Today · 4.125%
HK$44,868
baseline
▲ 0.50% · 4.625%
HK$47,598
+HK$2,730/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,736/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,970
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,230
−HK$1,278/mo
Today · 4.125%
HK$49,508
baseline
▲ 0.50% · 4.625%
HK$52,117
+HK$2,609/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,016/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,257
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,790
−HK$1,556/mo
Today · 4.125%
HK$52,346
baseline
▲ 0.50% · 4.625%
HK$55,531
+HK$3,185/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,692/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,798
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,268
−HK$1,491/mo
Today · 4.125%
HK$57,759
baseline
▲ 0.50% · 4.625%
HK$60,804
+HK$3,045/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,518/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,331
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,301
−HK$2,001/mo
Today · 4.125%
HK$67,302
baseline
▲ 0.50% · 4.625%
HK$71,398
+HK$4,096/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,604/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,455
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,345
−HK$1,917/mo
Today · 4.125%
HK$74,262
baseline
▲ 0.50% · 4.625%
HK$78,176
+HK$3,914/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,524/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,618 · Scale 2, in force from 26 Feb 2026)