LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,185
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,280
−HK$1,112/mo
Today · 4.125%
HK$37,392
baseline
▲ 0.50% · 4.625%
HK$39,667
+HK$2,275/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,784/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,143
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,193
−HK$1,065/mo
Today · 4.125%
HK$41,258
baseline
▲ 0.50% · 4.625%
HK$43,433
+HK$2,175/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,516/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,222
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,536
−HK$1,334/mo
Today · 4.125%
HK$44,870
baseline
▲ 0.50% · 4.625%
HK$47,600
+HK$2,730/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,740/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,972
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,232
−HK$1,278/mo
Today · 4.125%
HK$49,510
baseline
▲ 0.50% · 4.625%
HK$52,119
+HK$2,609/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,020/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,259
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,792
−HK$1,556/mo
Today · 4.125%
HK$52,348
baseline
▲ 0.50% · 4.625%
HK$55,534
+HK$3,186/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,696/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,801
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$56,270
−HK$1,491/mo
Today · 4.125%
HK$57,761
baseline
▲ 0.50% · 4.625%
HK$60,806
+HK$3,045/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,522/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,334
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,304
−HK$2,001/mo
Today · 4.125%
HK$67,305
baseline
▲ 0.50% · 4.625%
HK$71,401
+HK$4,096/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,610/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,458
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,348
−HK$1,917/mo
Today · 4.125%
HK$74,265
baseline
▲ 0.50% · 4.625%
HK$78,179
+HK$3,914/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,530/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,642 · Scale 2, in force from 26 Feb 2026)