LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,188
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,282
−HK$1,112/mo
Today · 4.125%
HK$37,394
baseline
▲ 0.50% · 4.625%
HK$39,670
+HK$2,276/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,788/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,146
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,196
−HK$1,065/mo
Today · 4.125%
HK$41,261
baseline
▲ 0.50% · 4.625%
HK$43,436
+HK$2,175/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,522/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,225
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,539
−HK$1,334/mo
Today · 4.125%
HK$44,873
baseline
▲ 0.50% · 4.625%
HK$47,603
+HK$2,730/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,746/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,975
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,235
−HK$1,278/mo
Today · 4.125%
HK$49,513
baseline
▲ 0.50% · 4.625%
HK$52,123
+HK$2,610/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,026/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,263
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,795
−HK$1,557/mo
Today · 4.125%
HK$52,352
baseline
▲ 0.50% · 4.625%
HK$55,537
+HK$3,185/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,704/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,804
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,274
−HK$1,491/mo
Today · 4.125%
HK$57,765
baseline
▲ 0.50% · 4.625%
HK$60,810
+HK$3,045/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,530/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,338
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$65,308
−HK$2,001/mo
Today · 4.125%
HK$67,309
baseline
▲ 0.50% · 4.625%
HK$71,405
+HK$4,096/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,618/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,463
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$72,352
−HK$1,917/mo
Today · 4.125%
HK$74,269
baseline
▲ 0.50% · 4.625%
HK$78,184
+HK$3,915/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,538/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,679 · Scale 2, in force from 26 Feb 2026)