LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,188
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,283
−HK$1,112/mo
Today · 4.125%
HK$37,395
baseline
▲ 0.50% · 4.625%
HK$39,670
+HK$2,275/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,790/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,147
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,197
−HK$1,065/mo
Today · 4.125%
HK$41,262
baseline
▲ 0.50% · 4.625%
HK$43,437
+HK$2,175/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,524/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,226
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,539
−HK$1,335/mo
Today · 4.125%
HK$44,874
baseline
▲ 0.50% · 4.625%
HK$47,604
+HK$2,730/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,748/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,976
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,236
−HK$1,278/mo
Today · 4.125%
HK$49,514
baseline
▲ 0.50% · 4.625%
HK$52,124
+HK$2,610/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,028/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,264
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,796
−HK$1,557/mo
Today · 4.125%
HK$52,353
baseline
▲ 0.50% · 4.625%
HK$55,538
+HK$3,185/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,706/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,805
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,275
−HK$1,491/mo
Today · 4.125%
HK$57,766
baseline
▲ 0.50% · 4.625%
HK$60,811
+HK$3,045/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,532/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,339
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,309
−HK$2,002/mo
Today · 4.125%
HK$67,311
baseline
▲ 0.50% · 4.625%
HK$71,407
+HK$4,096/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,622/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,464
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,354
−HK$1,917/mo
Today · 4.125%
HK$74,271
baseline
▲ 0.50% · 4.625%
HK$78,186
+HK$3,915/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,542/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,691 · Scale 2, in force from 26 Feb 2026)