LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,190
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,284
−HK$1,112/mo
Today · 4.125%
HK$37,396
baseline
▲ 0.50% · 4.625%
HK$39,672
+HK$2,276/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,792/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,148
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,198
−HK$1,065/mo
Today · 4.125%
HK$41,263
baseline
▲ 0.50% · 4.625%
HK$43,438
+HK$2,175/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,526/mo (50% DSR)
Upfront cash ≈ HK$8.29M (deposit + AVD stamp duty HK$578,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,227
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,541
−HK$1,335/mo
Today · 4.125%
HK$44,876
baseline
▲ 0.50% · 4.625%
HK$47,606
+HK$2,730/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,752/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,978
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,238
−HK$1,278/mo
Today · 4.125%
HK$49,516
baseline
▲ 0.50% · 4.625%
HK$52,126
+HK$2,610/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,032/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,265
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,798
−HK$1,557/mo
Today · 4.125%
HK$52,355
baseline
▲ 0.50% · 4.625%
HK$55,540
+HK$3,185/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,710/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,807
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,277
−HK$1,491/mo
Today · 4.125%
HK$57,768
baseline
▲ 0.50% · 4.625%
HK$60,813
+HK$3,045/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,536/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,341
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,312
−HK$2,001/mo
Today · 4.125%
HK$67,313
baseline
▲ 0.50% · 4.625%
HK$71,409
+HK$4,096/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,626/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,466
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,356
−HK$1,918/mo
Today · 4.125%
HK$74,274
baseline
▲ 0.50% · 4.625%
HK$78,189
+HK$3,915/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,548/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,711 · Scale 2, in force from 26 Feb 2026)