LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,194
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,289
−HK$1,112/mo
Today · 4.125%
HK$37,401
baseline
▲ 0.50% · 4.625%
HK$39,677
+HK$2,276/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,802/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,153
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,203
−HK$1,066/mo
Today · 4.125%
HK$41,269
baseline
▲ 0.50% · 4.625%
HK$43,444
+HK$2,175/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,538/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,233
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,547
−HK$1,334/mo
Today · 4.125%
HK$44,881
baseline
▲ 0.50% · 4.625%
HK$47,612
+HK$2,731/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,762/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,984
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,244
−HK$1,278/mo
Today · 4.125%
HK$49,522
baseline
▲ 0.50% · 4.625%
HK$52,133
+HK$2,611/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,044/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,272
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,805
−HK$1,557/mo
Today · 4.125%
HK$52,362
baseline
▲ 0.50% · 4.625%
HK$55,548
+HK$3,186/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,724/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,815
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$56,285
−HK$1,491/mo
Today · 4.125%
HK$57,776
baseline
▲ 0.50% · 4.625%
HK$60,821
+HK$3,045/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,552/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,350
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$65,320
−HK$2,002/mo
Today · 4.125%
HK$67,322
baseline
▲ 0.50% · 4.625%
HK$71,419
+HK$4,097/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,644/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,476
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,366
−HK$1,917/mo
Today · 4.125%
HK$74,283
baseline
▲ 0.50% · 4.625%
HK$78,199
+HK$3,916/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,566/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,788 · Scale 2, in force from 26 Feb 2026)