LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,195
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,289
−HK$1,113/mo
Today · 4.125%
HK$37,402
baseline
▲ 0.50% · 4.625%
HK$39,678
+HK$2,276/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,804/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,154
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,204
−HK$1,065/mo
Today · 4.125%
HK$41,269
baseline
▲ 0.50% · 4.625%
HK$43,444
+HK$2,175/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,538/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,234
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,547
−HK$1,335/mo
Today · 4.125%
HK$44,882
baseline
▲ 0.50% · 4.625%
HK$47,613
+HK$2,731/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,764/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,985
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$48,245
−HK$1,278/mo
Today · 4.125%
HK$49,523
baseline
▲ 0.50% · 4.625%
HK$52,133
+HK$2,610/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,046/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,273
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$50,805
−HK$1,557/mo
Today · 4.125%
HK$52,362
baseline
▲ 0.50% · 4.625%
HK$55,549
+HK$3,187/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,724/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,815
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,285
−HK$1,492/mo
Today · 4.125%
HK$57,777
baseline
▲ 0.50% · 4.625%
HK$60,822
+HK$3,045/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,554/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,350
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,321
−HK$2,002/mo
Today · 4.125%
HK$67,323
baseline
▲ 0.50% · 4.625%
HK$71,420
+HK$4,097/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,646/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,477
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$72,367
−HK$1,917/mo
Today · 4.125%
HK$74,284
baseline
▲ 0.50% · 4.625%
HK$78,200
+HK$3,916/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,568/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,796 · Scale 2, in force from 26 Feb 2026)