LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,196
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,291
−HK$1,112/mo
Today · 4.125%
HK$37,403
baseline
▲ 0.50% · 4.625%
HK$39,679
+HK$2,276/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,806/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,155
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,205
−HK$1,066/mo
Today · 4.125%
HK$41,271
baseline
▲ 0.50% · 4.625%
HK$43,446
+HK$2,175/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,542/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,235
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,549
−HK$1,335/mo
Today · 4.125%
HK$44,884
baseline
▲ 0.50% · 4.625%
HK$47,615
+HK$2,731/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,768/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,986
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,246
−HK$1,279/mo
Today · 4.125%
HK$49,525
baseline
▲ 0.50% · 4.625%
HK$52,135
+HK$2,610/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,050/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,274
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,807
−HK$1,557/mo
Today · 4.125%
HK$52,364
baseline
▲ 0.50% · 4.625%
HK$55,551
+HK$3,187/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,728/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,817
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,288
−HK$1,491/mo
Today · 4.125%
HK$57,779
baseline
▲ 0.50% · 4.625%
HK$60,825
+HK$3,046/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,558/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,353
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,324
−HK$2,002/mo
Today · 4.125%
HK$67,326
baseline
▲ 0.50% · 4.625%
HK$71,422
+HK$4,096/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,652/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,479
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,370
−HK$1,917/mo
Today · 4.125%
HK$74,287
baseline
▲ 0.50% · 4.625%
HK$78,203
+HK$3,916/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,574/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,818 · Scale 2, in force from 26 Feb 2026)