LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,197
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,292
−HK$1,112/mo
Today · 4.125%
HK$37,404
baseline
▲ 0.50% · 4.625%
HK$39,680
+HK$2,276/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,808/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,156
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,206
−HK$1,065/mo
Today · 4.125%
HK$41,271
baseline
▲ 0.50% · 4.625%
HK$43,447
+HK$2,176/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,542/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,236
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,550
−HK$1,335/mo
Today · 4.125%
HK$44,885
baseline
▲ 0.50% · 4.625%
HK$47,616
+HK$2,731/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,770/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,987
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,247
−HK$1,279/mo
Today · 4.125%
HK$49,526
baseline
▲ 0.50% · 4.625%
HK$52,136
+HK$2,610/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,052/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,275
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,808
−HK$1,557/mo
Today · 4.125%
HK$52,365
baseline
▲ 0.50% · 4.625%
HK$55,552
+HK$3,187/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,730/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,818
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,289
−HK$1,491/mo
Today · 4.125%
HK$57,780
baseline
▲ 0.50% · 4.625%
HK$60,826
+HK$3,046/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,560/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,354
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,325
−HK$2,002/mo
Today · 4.125%
HK$67,327
baseline
▲ 0.50% · 4.625%
HK$71,424
+HK$4,097/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,654/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,481
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,371
−HK$1,918/mo
Today · 4.125%
HK$74,289
baseline
▲ 0.50% · 4.625%
HK$78,205
+HK$3,916/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,578/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,829 · Scale 2, in force from 26 Feb 2026)