LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,197
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,292
−HK$1,113/mo
Today · 4.125%
HK$37,405
baseline
▲ 0.50% · 4.625%
HK$39,680
+HK$2,275/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,810/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,157
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,207
−HK$1,065/mo
Today · 4.125%
HK$41,272
baseline
▲ 0.50% · 4.625%
HK$43,448
+HK$2,176/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,544/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,237
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$43,551
−HK$1,334/mo
Today · 4.125%
HK$44,885
baseline
▲ 0.50% · 4.625%
HK$47,617
+HK$2,732/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,770/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,988
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,248
−HK$1,279/mo
Today · 4.125%
HK$49,527
baseline
▲ 0.50% · 4.625%
HK$52,137
+HK$2,610/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,054/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,276
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,809
−HK$1,557/mo
Today · 4.125%
HK$52,366
baseline
▲ 0.50% · 4.625%
HK$55,553
+HK$3,187/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$104,732/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,819
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,290
−HK$1,491/mo
Today · 4.125%
HK$57,781
baseline
▲ 0.50% · 4.625%
HK$60,827
+HK$3,046/mo
Deposit HK$4.63M · loan HK$10.80M · min. income ≈ HK$115,562/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,355
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,326
−HK$2,002/mo
Today · 4.125%
HK$67,328
baseline
▲ 0.50% · 4.625%
HK$71,425
+HK$4,097/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,656/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,482
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,372
−HK$1,918/mo
Today · 4.125%
HK$74,290
baseline
▲ 0.50% · 4.625%
HK$78,206
+HK$3,916/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,580/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,839 · Scale 2, in force from 26 Feb 2026)