LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,199
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,294
−HK$1,112/mo
Today · 4.125%
HK$37,406
baseline
▲ 0.50% · 4.625%
HK$39,682
+HK$2,276/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,812/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,159
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,209
−HK$1,065/mo
Today · 4.125%
HK$41,274
baseline
▲ 0.50% · 4.625%
HK$43,450
+HK$2,176/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,548/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,239
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,553
−HK$1,335/mo
Today · 4.125%
HK$44,888
baseline
▲ 0.50% · 4.625%
HK$47,619
+HK$2,731/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$89,776/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,990
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,251
−HK$1,278/mo
Today · 4.125%
HK$49,529
baseline
▲ 0.50% · 4.625%
HK$52,140
+HK$2,611/mo
Deposit HK$6.17M · loan HK$9.26M · min. income ≈ HK$99,058/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,279
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,812
−HK$1,557/mo
Today · 4.125%
HK$52,369
baseline
▲ 0.50% · 4.625%
HK$55,555
+HK$3,186/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,738/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,822
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,292
−HK$1,492/mo
Today · 4.125%
HK$57,784
baseline
▲ 0.50% · 4.625%
HK$60,830
+HK$3,046/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,568/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,358
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,329
−HK$2,003/mo
Today · 4.125%
HK$67,332
baseline
▲ 0.50% · 4.625%
HK$71,428
+HK$4,096/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,664/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,486
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,376
−HK$1,918/mo
Today · 4.125%
HK$74,294
baseline
▲ 0.50% · 4.625%
HK$78,210
+HK$3,916/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,588/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,868 · Scale 2, in force from 26 Feb 2026)