LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,202
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,297
−HK$1,112/mo
Today · 4.125%
HK$37,409
baseline
▲ 0.50% · 4.625%
HK$39,686
+HK$2,277/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,818/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,162
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,212
−HK$1,065/mo
Today · 4.125%
HK$41,277
baseline
▲ 0.50% · 4.625%
HK$43,453
+HK$2,176/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,554/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,242
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,556
−HK$1,335/mo
Today · 4.125%
HK$44,891
baseline
▲ 0.50% · 4.625%
HK$47,623
+HK$2,732/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$89,782/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,994
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,254
−HK$1,279/mo
Today · 4.125%
HK$49,533
baseline
▲ 0.50% · 4.625%
HK$52,144
+HK$2,611/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$99,066/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,283
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,816
−HK$1,557/mo
Today · 4.125%
HK$52,373
baseline
▲ 0.50% · 4.625%
HK$55,560
+HK$3,187/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,746/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,826
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,297
−HK$1,491/mo
Today · 4.125%
HK$57,788
baseline
▲ 0.50% · 4.625%
HK$60,835
+HK$3,047/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,576/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,363
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,334
−HK$2,003/mo
Today · 4.125%
HK$67,337
baseline
▲ 0.50% · 4.625%
HK$71,434
+HK$4,097/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,674/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,491
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,382
−HK$1,917/mo
Today · 4.125%
HK$74,299
baseline
▲ 0.50% · 4.625%
HK$78,216
+HK$3,917/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,598/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,913 · Scale 2, in force from 26 Feb 2026)