LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,202
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,297
−HK$1,113/mo
Today · 4.125%
HK$37,410
baseline
▲ 0.50% · 4.625%
HK$39,686
+HK$2,276/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,820/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,162
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,212
−HK$1,066/mo
Today · 4.125%
HK$41,278
baseline
▲ 0.50% · 4.625%
HK$43,454
+HK$2,176/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,556/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,243
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,557
−HK$1,335/mo
Today · 4.125%
HK$44,892
baseline
▲ 0.50% · 4.625%
HK$47,623
+HK$2,731/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$89,784/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,994
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,255
−HK$1,278/mo
Today · 4.125%
HK$49,533
baseline
▲ 0.50% · 4.625%
HK$52,144
+HK$2,611/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$99,066/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,283
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,816
−HK$1,557/mo
Today · 4.125%
HK$52,373
baseline
▲ 0.50% · 4.625%
HK$55,560
+HK$3,187/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,746/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,827
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,297
−HK$1,492/mo
Today · 4.125%
HK$57,789
baseline
▲ 0.50% · 4.625%
HK$60,835
+HK$3,046/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,578/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,364
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,335
−HK$2,002/mo
Today · 4.125%
HK$67,337
baseline
▲ 0.50% · 4.625%
HK$71,435
+HK$4,098/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,674/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,492
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,382
−HK$1,918/mo
Today · 4.125%
HK$74,300
baseline
▲ 0.50% · 4.625%
HK$78,216
+HK$3,916/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,600/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,917 · Scale 2, in force from 26 Feb 2026)