LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,203
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,298
−HK$1,113/mo
Today · 4.125%
HK$37,411
baseline
▲ 0.50% · 4.625%
HK$39,687
+HK$2,276/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,822/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,163
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,214
−HK$1,065/mo
Today · 4.125%
HK$41,279
baseline
▲ 0.50% · 4.625%
HK$43,455
+HK$2,176/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,558/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,244
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,558
−HK$1,335/mo
Today · 4.125%
HK$44,893
baseline
▲ 0.50% · 4.625%
HK$47,625
+HK$2,732/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$89,786/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,996
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,256
−HK$1,279/mo
Today · 4.125%
HK$49,535
baseline
▲ 0.50% · 4.625%
HK$52,146
+HK$2,611/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$99,070/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,285
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$50,818
−HK$1,557/mo
Today · 4.125%
HK$52,375
baseline
▲ 0.50% · 4.625%
HK$55,562
+HK$3,187/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,750/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,829
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,299
−HK$1,492/mo
Today · 4.125%
HK$57,791
baseline
▲ 0.50% · 4.625%
HK$60,837
+HK$3,046/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,582/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,366
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,337
−HK$2,003/mo
Today · 4.125%
HK$67,340
baseline
▲ 0.50% · 4.625%
HK$71,437
+HK$4,097/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,680/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,494
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,385
−HK$1,918/mo
Today · 4.125%
HK$74,303
baseline
▲ 0.50% · 4.625%
HK$78,219
+HK$3,916/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,606/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,937 · Scale 2, in force from 26 Feb 2026)