LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,204
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,299
−HK$1,112/mo
Today · 4.125%
HK$37,411
baseline
▲ 0.50% · 4.625%
HK$39,688
+HK$2,277/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,822/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,164
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,214
−HK$1,066/mo
Today · 4.125%
HK$41,280
baseline
▲ 0.50% · 4.625%
HK$43,456
+HK$2,176/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,560/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,244
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,558
−HK$1,336/mo
Today · 4.125%
HK$44,894
baseline
▲ 0.50% · 4.625%
HK$47,625
+HK$2,731/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$89,788/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,996
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,257
−HK$1,279/mo
Today · 4.125%
HK$49,536
baseline
▲ 0.50% · 4.625%
HK$52,147
+HK$2,611/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$99,072/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,285
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,818
−HK$1,558/mo
Today · 4.125%
HK$52,376
baseline
▲ 0.50% · 4.625%
HK$55,563
+HK$3,187/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,752/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,829
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,300
−HK$1,491/mo
Today · 4.125%
HK$57,791
baseline
▲ 0.50% · 4.625%
HK$60,838
+HK$3,047/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,582/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,367
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$65,338
−HK$2,002/mo
Today · 4.125%
HK$67,340
baseline
▲ 0.50% · 4.625%
HK$71,438
+HK$4,098/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,680/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,495
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$72,385
−HK$1,918/mo
Today · 4.125%
HK$74,303
baseline
▲ 0.50% · 4.625%
HK$78,220
+HK$3,917/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,606/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,943 · Scale 2, in force from 26 Feb 2026)