LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,204
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,300
−HK$1,112/mo
Today · 4.125%
HK$37,412
baseline
▲ 0.50% · 4.625%
HK$39,689
+HK$2,277/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,824/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,165
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,215
−HK$1,066/mo
Today · 4.125%
HK$41,281
baseline
▲ 0.50% · 4.625%
HK$43,457
+HK$2,176/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,562/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$578,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,245
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,559
−HK$1,336/mo
Today · 4.125%
HK$44,895
baseline
▲ 0.50% · 4.625%
HK$47,626
+HK$2,731/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$89,790/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,998
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,258
−HK$1,279/mo
Today · 4.125%
HK$49,537
baseline
▲ 0.50% · 4.625%
HK$52,148
+HK$2,611/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$99,074/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$578,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,286
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,819
−HK$1,558/mo
Today · 4.125%
HK$52,377
baseline
▲ 0.50% · 4.625%
HK$55,564
+HK$3,187/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,754/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,830
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,301
−HK$1,492/mo
Today · 4.125%
HK$57,793
baseline
▲ 0.50% · 4.625%
HK$60,839
+HK$3,046/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,586/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$578,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,368
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,339
−HK$2,003/mo
Today · 4.125%
HK$67,342
baseline
▲ 0.50% · 4.625%
HK$71,439
+HK$4,097/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$134,684/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,496
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,387
−HK$1,918/mo
Today · 4.125%
HK$74,305
baseline
▲ 0.50% · 4.625%
HK$78,222
+HK$3,917/mo
Deposit HK$1.54M · loan HK$13.89M · min. income ≈ HK$148,610/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$578,956 · Scale 2, in force from 26 Feb 2026)