LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,207
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,302
−HK$1,113/mo
Today · 4.125%
HK$37,415
baseline
▲ 0.50% · 4.625%
HK$39,692
+HK$2,277/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,830/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,168
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,218
−HK$1,066/mo
Today · 4.125%
HK$41,284
baseline
▲ 0.50% · 4.625%
HK$43,460
+HK$2,176/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,568/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,249
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,563
−HK$1,335/mo
Today · 4.125%
HK$44,898
baseline
▲ 0.50% · 4.625%
HK$47,630
+HK$2,732/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$89,796/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$579,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,001
−HK$2,539/mo
▼ 0.25% · 3.875%
HK$48,262
−HK$1,278/mo
Today · 4.125%
HK$49,540
baseline
▲ 0.50% · 4.625%
HK$52,152
+HK$2,612/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$99,080/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$579,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,290
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,823
−HK$1,558/mo
Today · 4.125%
HK$52,381
baseline
▲ 0.50% · 4.625%
HK$55,568
+HK$3,187/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,762/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,835
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$56,305
−HK$1,492/mo
Today · 4.125%
HK$57,797
baseline
▲ 0.50% · 4.625%
HK$60,844
+HK$3,047/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,594/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,373
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,344
−HK$2,003/mo
Today · 4.125%
HK$67,347
baseline
▲ 0.50% · 4.625%
HK$71,445
+HK$4,098/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,694/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,502
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,393
−HK$1,918/mo
Today · 4.125%
HK$74,311
baseline
▲ 0.50% · 4.625%
HK$78,228
+HK$3,917/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,622/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,000 · Scale 2, in force from 26 Feb 2026)