LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,209
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,304
−HK$1,113/mo
Today · 4.125%
HK$37,417
baseline
▲ 0.50% · 4.625%
HK$39,693
+HK$2,276/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,834/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,169
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,220
−HK$1,066/mo
Today · 4.125%
HK$41,286
baseline
▲ 0.50% · 4.625%
HK$43,462
+HK$2,176/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,572/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,251
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$43,565
−HK$1,335/mo
Today · 4.125%
HK$44,900
baseline
▲ 0.50% · 4.625%
HK$47,632
+HK$2,732/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$89,800/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,003
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,264
−HK$1,279/mo
Today · 4.125%
HK$49,543
baseline
▲ 0.50% · 4.625%
HK$52,154
+HK$2,611/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$99,086/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,292
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,826
−HK$1,557/mo
Today · 4.125%
HK$52,383
baseline
▲ 0.50% · 4.625%
HK$55,571
+HK$3,188/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,766/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,837
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,308
−HK$1,492/mo
Today · 4.125%
HK$57,800
baseline
▲ 0.50% · 4.625%
HK$60,847
+HK$3,047/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,600/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,376
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,347
−HK$2,003/mo
Today · 4.125%
HK$67,350
baseline
▲ 0.50% · 4.625%
HK$71,448
+HK$4,098/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,700/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,505
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,396
−HK$1,918/mo
Today · 4.125%
HK$74,314
baseline
▲ 0.50% · 4.625%
HK$78,231
+HK$3,917/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,628/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,028 · Scale 2, in force from 26 Feb 2026)