LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,210
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,305
−HK$1,113/mo
Today · 4.125%
HK$37,418
baseline
▲ 0.50% · 4.625%
HK$39,695
+HK$2,277/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,836/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,171
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,221
−HK$1,066/mo
Today · 4.125%
HK$41,287
baseline
▲ 0.50% · 4.625%
HK$43,463
+HK$2,176/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,574/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,252
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,566
−HK$1,336/mo
Today · 4.125%
HK$44,902
baseline
▲ 0.50% · 4.625%
HK$47,634
+HK$2,732/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$89,804/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,005
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,266
−HK$1,279/mo
Today · 4.125%
HK$49,545
baseline
▲ 0.50% · 4.625%
HK$52,156
+HK$2,611/mo
Deposit HK$6.18M · loan HK$9.26M · min. income ≈ HK$99,090/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,294
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,827
−HK$1,558/mo
Today · 4.125%
HK$52,385
baseline
▲ 0.50% · 4.625%
HK$55,573
+HK$3,188/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,770/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,839
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,310
−HK$1,492/mo
Today · 4.125%
HK$57,802
baseline
▲ 0.50% · 4.625%
HK$60,849
+HK$3,047/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,604/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,378
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,350
−HK$2,003/mo
Today · 4.125%
HK$67,353
baseline
▲ 0.50% · 4.625%
HK$71,451
+HK$4,098/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,706/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,508
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$72,399
−HK$1,918/mo
Today · 4.125%
HK$74,317
baseline
▲ 0.50% · 4.625%
HK$78,234
+HK$3,917/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,634/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,049 · Scale 2, in force from 26 Feb 2026)