LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,211
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,306
−HK$1,113/mo
Today · 4.125%
HK$37,419
baseline
▲ 0.50% · 4.625%
HK$39,696
+HK$2,277/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,838/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,172
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,223
−HK$1,065/mo
Today · 4.125%
HK$41,288
baseline
▲ 0.50% · 4.625%
HK$43,465
+HK$2,177/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,576/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,253
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,568
−HK$1,335/mo
Today · 4.125%
HK$44,903
baseline
▲ 0.50% · 4.625%
HK$47,635
+HK$2,732/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,806/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,006
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,267
−HK$1,279/mo
Today · 4.125%
HK$49,546
baseline
▲ 0.50% · 4.625%
HK$52,158
+HK$2,612/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,092/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,295
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,829
−HK$1,558/mo
Today · 4.125%
HK$52,387
baseline
▲ 0.50% · 4.625%
HK$55,574
+HK$3,187/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,774/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,841
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,312
−HK$1,492/mo
Today · 4.125%
HK$57,804
baseline
▲ 0.50% · 4.625%
HK$60,850
+HK$3,046/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,608/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,380
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$65,351
−HK$2,003/mo
Today · 4.125%
HK$67,354
baseline
▲ 0.50% · 4.625%
HK$71,453
+HK$4,099/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,708/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,509
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,401
−HK$1,918/mo
Today · 4.125%
HK$74,319
baseline
▲ 0.50% · 4.625%
HK$78,236
+HK$3,917/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,638/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,064 · Scale 2, in force from 26 Feb 2026)