LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,216
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,311
−HK$1,113/mo
Today · 4.125%
HK$37,424
baseline
▲ 0.50% · 4.625%
HK$39,701
+HK$2,277/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,848/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,177
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,228
−HK$1,066/mo
Today · 4.125%
HK$41,294
baseline
▲ 0.50% · 4.625%
HK$43,470
+HK$2,176/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,588/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,259
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,573
−HK$1,336/mo
Today · 4.125%
HK$44,909
baseline
▲ 0.50% · 4.625%
HK$47,642
+HK$2,733/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,818/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,013
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,273
−HK$1,280/mo
Today · 4.125%
HK$49,553
baseline
▲ 0.50% · 4.625%
HK$52,165
+HK$2,612/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,106/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,302
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,836
−HK$1,558/mo
Today · 4.125%
HK$52,394
baseline
▲ 0.50% · 4.625%
HK$55,582
+HK$3,188/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,788/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,848
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,319
−HK$1,492/mo
Today · 4.125%
HK$57,811
baseline
▲ 0.50% · 4.625%
HK$60,859
+HK$3,048/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,622/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,388
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,360
−HK$2,003/mo
Today · 4.125%
HK$67,363
baseline
▲ 0.50% · 4.625%
HK$71,462
+HK$4,099/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,726/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,519
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,410
−HK$1,919/mo
Today · 4.125%
HK$74,329
baseline
▲ 0.50% · 4.625%
HK$78,247
+HK$3,918/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,658/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,142 · Scale 2, in force from 26 Feb 2026)