LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,217
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,312
−HK$1,113/mo
Today · 4.125%
HK$37,425
baseline
▲ 0.50% · 4.625%
HK$39,703
+HK$2,278/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,850/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,178
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,229
−HK$1,066/mo
Today · 4.125%
HK$41,295
baseline
▲ 0.50% · 4.625%
HK$43,472
+HK$2,177/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,590/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,260
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,575
−HK$1,335/mo
Today · 4.125%
HK$44,910
baseline
▲ 0.50% · 4.625%
HK$47,643
+HK$2,733/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,820/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,014
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,275
−HK$1,279/mo
Today · 4.125%
HK$49,554
baseline
▲ 0.50% · 4.625%
HK$52,166
+HK$2,612/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,108/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,304
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$50,837
−HK$1,558/mo
Today · 4.125%
HK$52,395
baseline
▲ 0.50% · 4.625%
HK$55,584
+HK$3,189/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,790/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,850
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,321
−HK$1,492/mo
Today · 4.125%
HK$57,813
baseline
▲ 0.50% · 4.625%
HK$60,861
+HK$3,048/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,626/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,390
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,362
−HK$2,004/mo
Today · 4.125%
HK$67,366
baseline
▲ 0.50% · 4.625%
HK$71,465
+HK$4,099/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,732/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,521
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,412
−HK$1,919/mo
Today · 4.125%
HK$74,331
baseline
▲ 0.50% · 4.625%
HK$78,249
+HK$3,918/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,662/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,160 · Scale 2, in force from 26 Feb 2026)