LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,217
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,313
−HK$1,113/mo
Today · 4.125%
HK$37,426
baseline
▲ 0.50% · 4.625%
HK$39,703
+HK$2,277/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,852/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,179
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,230
−HK$1,065/mo
Today · 4.125%
HK$41,295
baseline
▲ 0.50% · 4.625%
HK$43,472
+HK$2,177/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,590/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,261
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,575
−HK$1,336/mo
Today · 4.125%
HK$44,911
baseline
▲ 0.50% · 4.625%
HK$47,643
+HK$2,732/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,822/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,015
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,275
−HK$1,280/mo
Today · 4.125%
HK$49,555
baseline
▲ 0.50% · 4.625%
HK$52,167
+HK$2,612/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,110/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,304
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,838
−HK$1,558/mo
Today · 4.125%
HK$52,396
baseline
▲ 0.50% · 4.625%
HK$55,584
+HK$3,188/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,792/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,850
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,321
−HK$1,493/mo
Today · 4.125%
HK$57,814
baseline
▲ 0.50% · 4.625%
HK$60,861
+HK$3,047/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,628/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,391
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,363
−HK$2,003/mo
Today · 4.125%
HK$67,366
baseline
▲ 0.50% · 4.625%
HK$71,465
+HK$4,099/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,732/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,522
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,413
−HK$1,919/mo
Today · 4.125%
HK$74,332
baseline
▲ 0.50% · 4.625%
HK$78,250
+HK$3,918/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,664/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,165 · Scale 2, in force from 26 Feb 2026)