LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,219
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,314
−HK$1,113/mo
Today · 4.125%
HK$37,427
baseline
▲ 0.50% · 4.625%
HK$39,704
+HK$2,277/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,854/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,180
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,231
−HK$1,066/mo
Today · 4.125%
HK$41,297
baseline
▲ 0.50% · 4.625%
HK$43,474
+HK$2,177/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,594/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,262
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,577
−HK$1,335/mo
Today · 4.125%
HK$44,912
baseline
▲ 0.50% · 4.625%
HK$47,645
+HK$2,733/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,824/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,016
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,277
−HK$1,279/mo
Today · 4.125%
HK$49,556
baseline
▲ 0.50% · 4.625%
HK$52,169
+HK$2,613/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,112/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,306
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,840
−HK$1,558/mo
Today · 4.125%
HK$52,398
baseline
▲ 0.50% · 4.625%
HK$55,586
+HK$3,188/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,796/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,852
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,323
−HK$1,493/mo
Today · 4.125%
HK$57,816
baseline
▲ 0.50% · 4.625%
HK$60,863
+HK$3,047/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,632/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,393
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,365
−HK$2,004/mo
Today · 4.125%
HK$67,369
baseline
▲ 0.50% · 4.625%
HK$71,468
+HK$4,099/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,738/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,524
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,416
−HK$1,919/mo
Today · 4.125%
HK$74,335
baseline
▲ 0.50% · 4.625%
HK$78,253
+HK$3,918/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,670/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,187 · Scale 2, in force from 26 Feb 2026)