LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,219
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,314
−HK$1,113/mo
Today · 4.125%
HK$37,427
baseline
▲ 0.50% · 4.625%
HK$39,705
+HK$2,278/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,854/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,181
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,231
−HK$1,066/mo
Today · 4.125%
HK$41,297
baseline
▲ 0.50% · 4.625%
HK$43,474
+HK$2,177/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,594/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,263
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,577
−HK$1,336/mo
Today · 4.125%
HK$44,913
baseline
▲ 0.50% · 4.625%
HK$47,646
+HK$2,733/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,826/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,017
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,278
−HK$1,279/mo
Today · 4.125%
HK$49,557
baseline
▲ 0.50% · 4.625%
HK$52,169
+HK$2,612/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,114/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,306
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,840
−HK$1,558/mo
Today · 4.125%
HK$52,398
baseline
▲ 0.50% · 4.625%
HK$55,587
+HK$3,189/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,796/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,853
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$56,324
−HK$1,492/mo
Today · 4.125%
HK$57,816
baseline
▲ 0.50% · 4.625%
HK$60,864
+HK$3,048/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,632/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,394
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$65,366
−HK$2,003/mo
Today · 4.125%
HK$67,369
baseline
▲ 0.50% · 4.625%
HK$71,469
+HK$4,100/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,738/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,525
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,417
−HK$1,918/mo
Today · 4.125%
HK$74,335
baseline
▲ 0.50% · 4.625%
HK$78,254
+HK$3,919/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,670/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,193 · Scale 2, in force from 26 Feb 2026)