LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,220
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,316
−HK$1,113/mo
Today · 4.125%
HK$37,429
baseline
▲ 0.50% · 4.625%
HK$39,706
+HK$2,277/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,858/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,182
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,233
−HK$1,066/mo
Today · 4.125%
HK$41,299
baseline
▲ 0.50% · 4.625%
HK$43,476
+HK$2,177/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,598/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,264
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,579
−HK$1,336/mo
Today · 4.125%
HK$44,915
baseline
▲ 0.50% · 4.625%
HK$47,648
+HK$2,733/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,830/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,019
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,280
−HK$1,279/mo
Today · 4.125%
HK$49,559
baseline
▲ 0.50% · 4.625%
HK$52,171
+HK$2,612/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,118/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,308
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,842
−HK$1,558/mo
Today · 4.125%
HK$52,400
baseline
▲ 0.50% · 4.625%
HK$55,589
+HK$3,189/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,800/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,855
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,326
−HK$1,493/mo
Today · 4.125%
HK$57,819
baseline
▲ 0.50% · 4.625%
HK$60,866
+HK$3,047/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,638/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,396
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,368
−HK$2,004/mo
Today · 4.125%
HK$67,372
baseline
▲ 0.50% · 4.625%
HK$71,471
+HK$4,099/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,744/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,528
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,419
−HK$1,919/mo
Today · 4.125%
HK$74,338
baseline
▲ 0.50% · 4.625%
HK$78,257
+HK$3,919/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,676/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,216 · Scale 2, in force from 26 Feb 2026)