LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,222
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,317
−HK$1,113/mo
Today · 4.125%
HK$37,430
baseline
▲ 0.50% · 4.625%
HK$39,708
+HK$2,278/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,860/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,184
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,235
−HK$1,066/mo
Today · 4.125%
HK$41,301
baseline
▲ 0.50% · 4.625%
HK$43,478
+HK$2,177/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,602/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,266
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,581
−HK$1,335/mo
Today · 4.125%
HK$44,916
baseline
▲ 0.50% · 4.625%
HK$47,649
+HK$2,733/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,832/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,020
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,282
−HK$1,279/mo
Today · 4.125%
HK$49,561
baseline
▲ 0.50% · 4.625%
HK$52,173
+HK$2,612/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,122/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,310
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,844
−HK$1,558/mo
Today · 4.125%
HK$52,402
baseline
▲ 0.50% · 4.625%
HK$55,591
+HK$3,189/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,804/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,857
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,328
−HK$1,493/mo
Today · 4.125%
HK$57,821
baseline
▲ 0.50% · 4.625%
HK$60,869
+HK$3,048/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,642/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,399
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,371
−HK$2,004/mo
Today · 4.125%
HK$67,375
baseline
▲ 0.50% · 4.625%
HK$71,474
+HK$4,099/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,750/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,531
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$72,422
−HK$1,919/mo
Today · 4.125%
HK$74,341
baseline
▲ 0.50% · 4.625%
HK$78,260
+HK$3,919/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,682/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,239 · Scale 2, in force from 26 Feb 2026)