LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,222
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,318
−HK$1,113/mo
Today · 4.125%
HK$37,431
baseline
▲ 0.50% · 4.625%
HK$39,709
+HK$2,278/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,862/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,184
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,235
−HK$1,066/mo
Today · 4.125%
HK$41,301
baseline
▲ 0.50% · 4.625%
HK$43,479
+HK$2,178/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,602/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,267
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$43,582
−HK$1,335/mo
Today · 4.125%
HK$44,917
baseline
▲ 0.50% · 4.625%
HK$47,650
+HK$2,733/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,834/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,021
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,282
−HK$1,280/mo
Today · 4.125%
HK$49,562
baseline
▲ 0.50% · 4.625%
HK$52,174
+HK$2,612/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,124/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,311
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,845
−HK$1,559/mo
Today · 4.125%
HK$52,404
baseline
▲ 0.50% · 4.625%
HK$55,592
+HK$3,188/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,808/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,858
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,330
−HK$1,492/mo
Today · 4.125%
HK$57,822
baseline
▲ 0.50% · 4.625%
HK$60,870
+HK$3,048/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,644/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,400
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,372
−HK$2,004/mo
Today · 4.125%
HK$67,376
baseline
▲ 0.50% · 4.625%
HK$71,476
+HK$4,100/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,752/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,532
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,424
−HK$1,919/mo
Today · 4.125%
HK$74,343
baseline
▲ 0.50% · 4.625%
HK$78,261
+HK$3,918/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,686/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,250 · Scale 2, in force from 26 Feb 2026)