LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,223
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,318
−HK$1,114/mo
Today · 4.125%
HK$37,432
baseline
▲ 0.50% · 4.625%
HK$39,709
+HK$2,277/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,864/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,185
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,236
−HK$1,066/mo
Today · 4.125%
HK$41,302
baseline
▲ 0.50% · 4.625%
HK$43,479
+HK$2,177/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,604/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,267
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,582
−HK$1,336/mo
Today · 4.125%
HK$44,918
baseline
▲ 0.50% · 4.625%
HK$47,651
+HK$2,733/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,836/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,022
−HK$2,540/mo
▼ 0.25% · 3.875%
HK$48,283
−HK$1,279/mo
Today · 4.125%
HK$49,562
baseline
▲ 0.50% · 4.625%
HK$52,175
+HK$2,613/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,124/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,312
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$50,846
−HK$1,558/mo
Today · 4.125%
HK$52,404
baseline
▲ 0.50% · 4.625%
HK$55,593
+HK$3,189/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,808/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,859
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,330
−HK$1,493/mo
Today · 4.125%
HK$57,823
baseline
▲ 0.50% · 4.625%
HK$60,871
+HK$3,048/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,646/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,401
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,373
−HK$2,004/mo
Today · 4.125%
HK$67,377
baseline
▲ 0.50% · 4.625%
HK$71,477
+HK$4,100/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,754/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,533
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,425
−HK$1,919/mo
Today · 4.125%
HK$74,344
baseline
▲ 0.50% · 4.625%
HK$78,262
+HK$3,918/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,688/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,258 · Scale 2, in force from 26 Feb 2026)