LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,224
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,319
−HK$1,114/mo
Today · 4.125%
HK$37,433
baseline
▲ 0.50% · 4.625%
HK$39,710
+HK$2,277/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,866/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,186
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,237
−HK$1,066/mo
Today · 4.125%
HK$41,303
baseline
▲ 0.50% · 4.625%
HK$43,480
+HK$2,177/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,606/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,268
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,583
−HK$1,336/mo
Today · 4.125%
HK$44,919
baseline
▲ 0.50% · 4.625%
HK$47,652
+HK$2,733/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,838/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,023
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,284
−HK$1,280/mo
Today · 4.125%
HK$49,564
baseline
▲ 0.50% · 4.625%
HK$52,176
+HK$2,612/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,128/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,313
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,847
−HK$1,559/mo
Today · 4.125%
HK$52,406
baseline
▲ 0.50% · 4.625%
HK$55,594
+HK$3,188/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,812/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,860
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,332
−HK$1,492/mo
Today · 4.125%
HK$57,824
baseline
▲ 0.50% · 4.625%
HK$60,872
+HK$3,048/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,648/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,403
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,375
−HK$2,004/mo
Today · 4.125%
HK$67,379
baseline
▲ 0.50% · 4.625%
HK$71,478
+HK$4,099/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,758/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,535
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,427
−HK$1,919/mo
Today · 4.125%
HK$74,346
baseline
▲ 0.50% · 4.625%
HK$78,265
+HK$3,919/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,692/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,273 · Scale 2, in force from 26 Feb 2026)