LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,226
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,321
−HK$1,114/mo
Today · 4.125%
HK$37,435
baseline
▲ 0.50% · 4.625%
HK$39,713
+HK$2,278/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$74,870/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,188
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,239
−HK$1,067/mo
Today · 4.125%
HK$41,306
baseline
▲ 0.50% · 4.625%
HK$43,483
+HK$2,177/mo
Deposit HK$7.72M · loan HK$7.72M · min. income ≈ HK$82,612/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,271
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,586
−HK$1,336/mo
Today · 4.125%
HK$44,922
baseline
▲ 0.50% · 4.625%
HK$47,655
+HK$2,733/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,844/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,026
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,287
−HK$1,280/mo
Today · 4.125%
HK$49,567
baseline
▲ 0.50% · 4.625%
HK$52,179
+HK$2,612/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,134/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,316
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,850
−HK$1,559/mo
Today · 4.125%
HK$52,409
baseline
▲ 0.50% · 4.625%
HK$55,598
+HK$3,189/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$104,818/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,864
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,335
−HK$1,493/mo
Today · 4.125%
HK$57,828
baseline
▲ 0.50% · 4.625%
HK$60,876
+HK$3,048/mo
Deposit HK$4.63M · loan HK$10.81M · min. income ≈ HK$115,656/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,406
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$65,379
−HK$2,003/mo
Today · 4.125%
HK$67,382
baseline
▲ 0.50% · 4.625%
HK$71,483
+HK$4,101/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$134,764/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,539
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,431
−HK$1,919/mo
Today · 4.125%
HK$74,350
baseline
▲ 0.50% · 4.625%
HK$78,269
+HK$3,919/mo
Deposit HK$1.54M · loan HK$13.90M · min. income ≈ HK$148,700/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,306 · Scale 2, in force from 26 Feb 2026)