LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,232
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,327
−HK$1,114/mo
Today · 4.125%
HK$37,441
baseline
▲ 0.50% · 4.625%
HK$39,719
+HK$2,278/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,882/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,195
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,246
−HK$1,066/mo
Today · 4.125%
HK$41,312
baseline
▲ 0.50% · 4.625%
HK$43,490
+HK$2,178/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,624/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$579,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,278
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,593
−HK$1,336/mo
Today · 4.125%
HK$44,929
baseline
▲ 0.50% · 4.625%
HK$47,663
+HK$2,734/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,858/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,034
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,295
−HK$1,280/mo
Today · 4.125%
HK$49,575
baseline
▲ 0.50% · 4.625%
HK$52,188
+HK$2,613/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,150/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,324
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,858
−HK$1,559/mo
Today · 4.125%
HK$52,417
baseline
▲ 0.50% · 4.625%
HK$55,607
+HK$3,190/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,834/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,873
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,344
−HK$1,493/mo
Today · 4.125%
HK$57,837
baseline
▲ 0.50% · 4.625%
HK$60,886
+HK$3,049/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,674/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,417
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,389
−HK$2,005/mo
Today · 4.125%
HK$67,394
baseline
▲ 0.50% · 4.625%
HK$71,494
+HK$4,100/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,788/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,551
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$72,443
−HK$1,919/mo
Today · 4.125%
HK$74,362
baseline
▲ 0.50% · 4.625%
HK$78,282
+HK$3,920/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,724/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,401 · Scale 2, in force from 26 Feb 2026)