LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,234
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,330
−HK$1,113/mo
Today · 4.125%
HK$37,443
baseline
▲ 0.50% · 4.625%
HK$39,721
+HK$2,278/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,886/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,197
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,248
−HK$1,067/mo
Today · 4.125%
HK$41,315
baseline
▲ 0.50% · 4.625%
HK$43,493
+HK$2,178/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,630/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,280
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,596
−HK$1,336/mo
Today · 4.125%
HK$44,932
baseline
▲ 0.50% · 4.625%
HK$47,666
+HK$2,734/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,864/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,037
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,298
−HK$1,280/mo
Today · 4.125%
HK$49,578
baseline
▲ 0.50% · 4.625%
HK$52,191
+HK$2,613/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,156/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,327
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,862
−HK$1,558/mo
Today · 4.125%
HK$52,420
baseline
▲ 0.50% · 4.625%
HK$55,610
+HK$3,190/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,840/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,876
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,348
−HK$1,493/mo
Today · 4.125%
HK$57,841
baseline
▲ 0.50% · 4.625%
HK$60,890
+HK$3,049/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,682/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,421
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,393
−HK$2,005/mo
Today · 4.125%
HK$67,398
baseline
▲ 0.50% · 4.625%
HK$71,499
+HK$4,101/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,796/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,555
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,447
−HK$1,920/mo
Today · 4.125%
HK$74,367
baseline
▲ 0.50% · 4.625%
HK$78,287
+HK$3,920/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,734/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,437 · Scale 2, in force from 26 Feb 2026)