LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,234
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,330
−HK$1,114/mo
Today · 4.125%
HK$37,444
baseline
▲ 0.50% · 4.625%
HK$39,722
+HK$2,278/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,888/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,198
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,249
−HK$1,066/mo
Today · 4.125%
HK$41,315
baseline
▲ 0.50% · 4.625%
HK$43,493
+HK$2,178/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,630/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,281
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,596
−HK$1,336/mo
Today · 4.125%
HK$44,932
baseline
▲ 0.50% · 4.625%
HK$47,666
+HK$2,734/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,864/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,037
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,299
−HK$1,279/mo
Today · 4.125%
HK$49,578
baseline
▲ 0.50% · 4.625%
HK$52,192
+HK$2,614/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,156/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,328
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,862
−HK$1,559/mo
Today · 4.125%
HK$52,421
baseline
▲ 0.50% · 4.625%
HK$55,611
+HK$3,190/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,842/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,877
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,348
−HK$1,493/mo
Today · 4.125%
HK$57,841
baseline
▲ 0.50% · 4.625%
HK$60,890
+HK$3,049/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,682/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$579,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,421
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,394
−HK$2,005/mo
Today · 4.125%
HK$67,399
baseline
▲ 0.50% · 4.625%
HK$71,500
+HK$4,101/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,798/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,556
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,448
−HK$1,920/mo
Today · 4.125%
HK$74,368
baseline
▲ 0.50% · 4.625%
HK$78,288
+HK$3,920/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,736/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,444 · Scale 2, in force from 26 Feb 2026)