LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,235
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,331
−HK$1,113/mo
Today · 4.125%
HK$37,444
baseline
▲ 0.50% · 4.625%
HK$39,723
+HK$2,279/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,888/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,198
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,250
−HK$1,066/mo
Today · 4.125%
HK$41,316
baseline
▲ 0.50% · 4.625%
HK$43,494
+HK$2,178/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,632/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,282
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,597
−HK$1,336/mo
Today · 4.125%
HK$44,933
baseline
▲ 0.50% · 4.625%
HK$47,667
+HK$2,734/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,866/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,038
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,299
−HK$1,280/mo
Today · 4.125%
HK$49,579
baseline
▲ 0.50% · 4.625%
HK$52,193
+HK$2,614/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,158/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,329
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,863
−HK$1,559/mo
Today · 4.125%
HK$52,422
baseline
▲ 0.50% · 4.625%
HK$55,612
+HK$3,190/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,844/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,878
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$56,349
−HK$1,493/mo
Today · 4.125%
HK$57,842
baseline
▲ 0.50% · 4.625%
HK$60,891
+HK$3,049/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,684/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,423
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,395
−HK$2,005/mo
Today · 4.125%
HK$67,400
baseline
▲ 0.50% · 4.625%
HK$71,501
+HK$4,101/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,800/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,557
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,449
−HK$1,920/mo
Today · 4.125%
HK$74,369
baseline
▲ 0.50% · 4.625%
HK$78,289
+HK$3,920/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,738/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,454 · Scale 2, in force from 26 Feb 2026)