LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,236
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,332
−HK$1,113/mo
Today · 4.125%
HK$37,445
baseline
▲ 0.50% · 4.625%
HK$39,724
+HK$2,279/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,890/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,199
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,251
−HK$1,066/mo
Today · 4.125%
HK$41,317
baseline
▲ 0.50% · 4.625%
HK$43,495
+HK$2,178/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,634/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,283
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,598
−HK$1,336/mo
Today · 4.125%
HK$44,934
baseline
▲ 0.50% · 4.625%
HK$47,669
+HK$2,735/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,868/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,039
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,301
−HK$1,280/mo
Today · 4.125%
HK$49,581
baseline
▲ 0.50% · 4.625%
HK$52,194
+HK$2,613/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,162/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,330
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,865
−HK$1,559/mo
Today · 4.125%
HK$52,424
baseline
▲ 0.50% · 4.625%
HK$55,613
+HK$3,189/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,848/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,879
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,351
−HK$1,493/mo
Today · 4.125%
HK$57,844
baseline
▲ 0.50% · 4.625%
HK$60,893
+HK$3,049/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,688/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,424
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,397
−HK$2,005/mo
Today · 4.125%
HK$67,402
baseline
▲ 0.50% · 4.625%
HK$71,503
+HK$4,101/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,804/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,559
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,451
−HK$1,920/mo
Today · 4.125%
HK$74,371
baseline
▲ 0.50% · 4.625%
HK$78,291
+HK$3,920/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,742/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,471 · Scale 2, in force from 26 Feb 2026)