LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,237
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,333
−HK$1,113/mo
Today · 4.125%
HK$37,446
baseline
▲ 0.50% · 4.625%
HK$39,725
+HK$2,279/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,892/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,200
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,252
−HK$1,066/mo
Today · 4.125%
HK$41,318
baseline
▲ 0.50% · 4.625%
HK$43,496
+HK$2,178/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,636/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,284
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$43,599
−HK$1,336/mo
Today · 4.125%
HK$44,935
baseline
▲ 0.50% · 4.625%
HK$47,670
+HK$2,735/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,870/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,040
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,302
−HK$1,280/mo
Today · 4.125%
HK$49,582
baseline
▲ 0.50% · 4.625%
HK$52,195
+HK$2,613/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,164/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,331
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,866
−HK$1,559/mo
Today · 4.125%
HK$52,425
baseline
▲ 0.50% · 4.625%
HK$55,615
+HK$3,190/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,850/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,880
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,352
−HK$1,493/mo
Today · 4.125%
HK$57,845
baseline
▲ 0.50% · 4.625%
HK$60,895
+HK$3,050/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,690/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,426
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,399
−HK$2,004/mo
Today · 4.125%
HK$67,403
baseline
▲ 0.50% · 4.625%
HK$71,504
+HK$4,101/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,806/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,561
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,453
−HK$1,920/mo
Today · 4.125%
HK$74,373
baseline
▲ 0.50% · 4.625%
HK$78,293
+HK$3,920/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,746/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,484 · Scale 2, in force from 26 Feb 2026)