LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,238
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,334
−HK$1,113/mo
Today · 4.125%
HK$37,447
baseline
▲ 0.50% · 4.625%
HK$39,726
+HK$2,279/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,894/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,201
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,253
−HK$1,066/mo
Today · 4.125%
HK$41,319
baseline
▲ 0.50% · 4.625%
HK$43,497
+HK$2,178/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,638/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,285
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,600
−HK$1,337/mo
Today · 4.125%
HK$44,937
baseline
▲ 0.50% · 4.625%
HK$47,671
+HK$2,734/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,874/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,042
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,303
−HK$1,280/mo
Today · 4.125%
HK$49,583
baseline
▲ 0.50% · 4.625%
HK$52,197
+HK$2,614/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,166/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,333
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$50,867
−HK$1,559/mo
Today · 4.125%
HK$52,426
baseline
▲ 0.50% · 4.625%
HK$55,616
+HK$3,190/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,852/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,882
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,354
−HK$1,493/mo
Today · 4.125%
HK$57,847
baseline
▲ 0.50% · 4.625%
HK$60,896
+HK$3,049/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,694/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,428
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$65,401
−HK$2,004/mo
Today · 4.125%
HK$67,405
baseline
▲ 0.50% · 4.625%
HK$71,506
+HK$4,101/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,810/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,563
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$72,455
−HK$1,920/mo
Today · 4.125%
HK$74,375
baseline
▲ 0.50% · 4.625%
HK$78,295
+HK$3,920/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,750/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,500 · Scale 2, in force from 26 Feb 2026)