LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,239
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,336
−HK$1,113/mo
Today · 4.125%
HK$37,449
baseline
▲ 0.50% · 4.625%
HK$39,728
+HK$2,279/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,898/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,204
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,255
−HK$1,067/mo
Today · 4.125%
HK$41,322
baseline
▲ 0.50% · 4.625%
HK$43,500
+HK$2,178/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,644/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,287
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,603
−HK$1,336/mo
Today · 4.125%
HK$44,939
baseline
▲ 0.50% · 4.625%
HK$47,674
+HK$2,735/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,878/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,044
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,306
−HK$1,280/mo
Today · 4.125%
HK$49,586
baseline
▲ 0.50% · 4.625%
HK$52,200
+HK$2,614/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,172/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,335
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,870
−HK$1,559/mo
Today · 4.125%
HK$52,429
baseline
▲ 0.50% · 4.625%
HK$55,619
+HK$3,190/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,858/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,885
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,357
−HK$1,493/mo
Today · 4.125%
HK$57,850
baseline
▲ 0.50% · 4.625%
HK$60,900
+HK$3,050/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,700/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,431
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,404
−HK$2,005/mo
Today · 4.125%
HK$67,409
baseline
▲ 0.50% · 4.625%
HK$71,510
+HK$4,101/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,818/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,566
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,459
−HK$1,920/mo
Today · 4.125%
HK$74,379
baseline
▲ 0.50% · 4.625%
HK$78,299
+HK$3,920/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,758/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$579,531 · Scale 2, in force from 26 Feb 2026)