LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,243
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,339
−HK$1,114/mo
Today · 4.125%
HK$37,453
baseline
▲ 0.50% · 4.625%
HK$39,732
+HK$2,279/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,906/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,207
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,259
−HK$1,066/mo
Today · 4.125%
HK$41,325
baseline
▲ 0.50% · 4.625%
HK$43,504
+HK$2,179/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,650/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,291
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,607
−HK$1,336/mo
Today · 4.125%
HK$44,943
baseline
▲ 0.50% · 4.625%
HK$47,678
+HK$2,735/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,886/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,049
−HK$2,541/mo
▼ 0.25% · 3.875%
HK$48,310
−HK$1,280/mo
Today · 4.125%
HK$49,590
baseline
▲ 0.50% · 4.625%
HK$52,204
+HK$2,614/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,180/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,340
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,874
−HK$1,560/mo
Today · 4.125%
HK$52,434
baseline
▲ 0.50% · 4.625%
HK$55,624
+HK$3,190/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,868/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,890
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,362
−HK$1,493/mo
Today · 4.125%
HK$57,855
baseline
▲ 0.50% · 4.625%
HK$60,905
+HK$3,050/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,710/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,437
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,410
−HK$2,005/mo
Today · 4.125%
HK$67,415
baseline
▲ 0.50% · 4.625%
HK$71,517
+HK$4,102/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,830/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,573
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,466
−HK$1,920/mo
Today · 4.125%
HK$74,386
baseline
▲ 0.50% · 4.625%
HK$78,307
+HK$3,921/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,772/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,584 · Scale 2, in force from 26 Feb 2026)