LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,244
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,340
−HK$1,114/mo
Today · 4.125%
HK$37,454
baseline
▲ 0.50% · 4.625%
HK$39,733
+HK$2,279/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,908/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,208
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,260
−HK$1,067/mo
Today · 4.125%
HK$41,327
baseline
▲ 0.50% · 4.625%
HK$43,505
+HK$2,178/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,654/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,292
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,608
−HK$1,337/mo
Today · 4.125%
HK$44,945
baseline
▲ 0.50% · 4.625%
HK$47,679
+HK$2,734/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,890/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,050
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,312
−HK$1,280/mo
Today · 4.125%
HK$49,592
baseline
▲ 0.50% · 4.625%
HK$52,206
+HK$2,614/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,184/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,341
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,876
−HK$1,559/mo
Today · 4.125%
HK$52,435
baseline
▲ 0.50% · 4.625%
HK$55,626
+HK$3,191/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,870/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,892
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$56,364
−HK$1,493/mo
Today · 4.125%
HK$57,857
baseline
▲ 0.50% · 4.625%
HK$60,907
+HK$3,050/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,714/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,439
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,412
−HK$2,005/mo
Today · 4.125%
HK$67,417
baseline
▲ 0.50% · 4.625%
HK$71,519
+HK$4,102/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,834/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,575
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,468
−HK$1,920/mo
Today · 4.125%
HK$74,388
baseline
▲ 0.50% · 4.625%
HK$78,309
+HK$3,921/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,776/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,601 · Scale 2, in force from 26 Feb 2026)