LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,244
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,340
−HK$1,114/mo
Today · 4.125%
HK$37,454
baseline
▲ 0.50% · 4.625%
HK$39,733
+HK$2,279/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,908/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,209
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,260
−HK$1,067/mo
Today · 4.125%
HK$41,327
baseline
▲ 0.50% · 4.625%
HK$43,505
+HK$2,178/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,654/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,293
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,608
−HK$1,337/mo
Today · 4.125%
HK$44,945
baseline
▲ 0.50% · 4.625%
HK$47,680
+HK$2,735/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,890/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,050
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,312
−HK$1,280/mo
Today · 4.125%
HK$49,592
baseline
▲ 0.50% · 4.625%
HK$52,207
+HK$2,615/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,184/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,342
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,877
−HK$1,559/mo
Today · 4.125%
HK$52,436
baseline
▲ 0.50% · 4.625%
HK$55,627
+HK$3,191/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,872/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,892
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,364
−HK$1,494/mo
Today · 4.125%
HK$57,858
baseline
▲ 0.50% · 4.625%
HK$60,908
+HK$3,050/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,716/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,439
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,413
−HK$2,005/mo
Today · 4.125%
HK$67,418
baseline
▲ 0.50% · 4.625%
HK$71,520
+HK$4,102/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,836/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,576
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,468
−HK$1,921/mo
Today · 4.125%
HK$74,389
baseline
▲ 0.50% · 4.625%
HK$78,310
+HK$3,921/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,778/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,608 · Scale 2, in force from 26 Feb 2026)