LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,245
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,342
−HK$1,113/mo
Today · 4.125%
HK$37,455
baseline
▲ 0.50% · 4.625%
HK$39,735
+HK$2,280/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,910/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,210
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,262
−HK$1,066/mo
Today · 4.125%
HK$41,328
baseline
▲ 0.50% · 4.625%
HK$43,507
+HK$2,179/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,656/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,294
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,610
−HK$1,337/mo
Today · 4.125%
HK$44,947
baseline
▲ 0.50% · 4.625%
HK$47,681
+HK$2,734/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,894/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,052
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,314
−HK$1,280/mo
Today · 4.125%
HK$49,594
baseline
▲ 0.50% · 4.625%
HK$52,208
+HK$2,614/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,188/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,343
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,878
−HK$1,560/mo
Today · 4.125%
HK$52,438
baseline
▲ 0.50% · 4.625%
HK$55,628
+HK$3,190/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,876/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,894
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,366
−HK$1,494/mo
Today · 4.125%
HK$57,860
baseline
▲ 0.50% · 4.625%
HK$60,910
+HK$3,050/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,720/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,441
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,415
−HK$2,005/mo
Today · 4.125%
HK$67,420
baseline
▲ 0.50% · 4.625%
HK$71,522
+HK$4,102/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,840/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,578
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,471
−HK$1,920/mo
Today · 4.125%
HK$74,391
baseline
▲ 0.50% · 4.625%
HK$78,312
+HK$3,921/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,782/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,627 · Scale 2, in force from 26 Feb 2026)