LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,246
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,342
−HK$1,114/mo
Today · 4.125%
HK$37,456
baseline
▲ 0.50% · 4.625%
HK$39,735
+HK$2,279/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,912/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,210
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,262
−HK$1,067/mo
Today · 4.125%
HK$41,329
baseline
▲ 0.50% · 4.625%
HK$43,507
+HK$2,178/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,658/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,295
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,610
−HK$1,337/mo
Today · 4.125%
HK$44,947
baseline
▲ 0.50% · 4.625%
HK$47,682
+HK$2,735/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,894/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,052
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$48,314
−HK$1,281/mo
Today · 4.125%
HK$49,595
baseline
▲ 0.50% · 4.625%
HK$52,209
+HK$2,614/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,190/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,344
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,879
−HK$1,559/mo
Today · 4.125%
HK$52,438
baseline
▲ 0.50% · 4.625%
HK$55,629
+HK$3,191/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,876/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,894
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,367
−HK$1,493/mo
Today · 4.125%
HK$57,860
baseline
▲ 0.50% · 4.625%
HK$60,910
+HK$3,050/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,720/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,442
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,415
−HK$2,005/mo
Today · 4.125%
HK$67,420
baseline
▲ 0.50% · 4.625%
HK$71,523
+HK$4,103/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,840/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,579
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,472
−HK$1,920/mo
Today · 4.125%
HK$74,392
baseline
▲ 0.50% · 4.625%
HK$78,313
+HK$3,921/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,784/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,632 · Scale 2, in force from 26 Feb 2026)