LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,248
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,344
−HK$1,114/mo
Today · 4.125%
HK$37,458
baseline
▲ 0.50% · 4.625%
HK$39,737
+HK$2,279/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,916/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,213
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,264
−HK$1,067/mo
Today · 4.125%
HK$41,331
baseline
▲ 0.50% · 4.625%
HK$43,510
+HK$2,179/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,662/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,297
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,613
−HK$1,337/mo
Today · 4.125%
HK$44,950
baseline
▲ 0.50% · 4.625%
HK$47,685
+HK$2,735/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,900/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,055
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,317
−HK$1,280/mo
Today · 4.125%
HK$49,597
baseline
▲ 0.50% · 4.625%
HK$52,212
+HK$2,615/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,194/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,347
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,882
−HK$1,559/mo
Today · 4.125%
HK$52,441
baseline
▲ 0.50% · 4.625%
HK$55,632
+HK$3,191/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,882/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,898
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,370
−HK$1,494/mo
Today · 4.125%
HK$57,864
baseline
▲ 0.50% · 4.625%
HK$60,914
+HK$3,050/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,728/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,446
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$65,419
−HK$2,005/mo
Today · 4.125%
HK$67,424
baseline
▲ 0.50% · 4.625%
HK$71,527
+HK$4,103/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,848/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,583
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,476
−HK$1,920/mo
Today · 4.125%
HK$74,396
baseline
▲ 0.50% · 4.625%
HK$78,318
+HK$3,922/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,792/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,666 · Scale 2, in force from 26 Feb 2026)