LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,248
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,345
−HK$1,114/mo
Today · 4.125%
HK$37,459
baseline
▲ 0.50% · 4.625%
HK$39,738
+HK$2,279/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,918/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,213
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,265
−HK$1,067/mo
Today · 4.125%
HK$41,332
baseline
▲ 0.50% · 4.625%
HK$43,511
+HK$2,179/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,664/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,298
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$43,614
−HK$1,336/mo
Today · 4.125%
HK$44,950
baseline
▲ 0.50% · 4.625%
HK$47,685
+HK$2,735/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$89,900/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,056
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,318
−HK$1,280/mo
Today · 4.125%
HK$49,598
baseline
▲ 0.50% · 4.625%
HK$52,213
+HK$2,615/mo
Deposit HK$6.18M · loan HK$9.27M · min. income ≈ HK$99,196/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,348
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$50,883
−HK$1,559/mo
Today · 4.125%
HK$52,442
baseline
▲ 0.50% · 4.625%
HK$55,633
+HK$3,191/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,884/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,899
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$56,371
−HK$1,494/mo
Today · 4.125%
HK$57,865
baseline
▲ 0.50% · 4.625%
HK$60,915
+HK$3,050/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,730/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,447
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,420
−HK$2,006/mo
Today · 4.125%
HK$67,426
baseline
▲ 0.50% · 4.625%
HK$71,528
+HK$4,102/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,852/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,584
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$72,477
−HK$1,920/mo
Today · 4.125%
HK$74,397
baseline
▲ 0.50% · 4.625%
HK$78,319
+HK$3,922/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,794/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,677 · Scale 2, in force from 26 Feb 2026)