LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,249
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,346
−HK$1,114/mo
Today · 4.125%
HK$37,460
baseline
▲ 0.50% · 4.625%
HK$39,739
+HK$2,279/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$74,920/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,215
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,266
−HK$1,067/mo
Today · 4.125%
HK$41,333
baseline
▲ 0.50% · 4.625%
HK$43,512
+HK$2,179/mo
Deposit HK$7.73M · loan HK$7.73M · min. income ≈ HK$82,666/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$579,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,299
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$43,615
−HK$1,337/mo
Today · 4.125%
HK$44,952
baseline
▲ 0.50% · 4.625%
HK$47,687
+HK$2,735/mo
Deposit HK$6.18M · loan HK$9.28M · min. income ≈ HK$89,904/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,058
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$48,320
−HK$1,280/mo
Today · 4.125%
HK$49,600
baseline
▲ 0.50% · 4.625%
HK$52,214
+HK$2,614/mo
Deposit HK$6.18M · loan HK$9.28M · min. income ≈ HK$99,200/mo (50% DSR)
Upfront cash ≈ HK$6.76M (deposit + AVD stamp duty HK$579,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,349
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$50,884
−HK$1,560/mo
Today · 4.125%
HK$52,444
baseline
▲ 0.50% · 4.625%
HK$55,635
+HK$3,191/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$104,888/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,900
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$56,373
−HK$1,494/mo
Today · 4.125%
HK$57,867
baseline
▲ 0.50% · 4.625%
HK$60,917
+HK$3,050/mo
Deposit HK$4.64M · loan HK$10.82M · min. income ≈ HK$115,734/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$579,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,449
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,423
−HK$2,005/mo
Today · 4.125%
HK$67,428
baseline
▲ 0.50% · 4.625%
HK$71,531
+HK$4,103/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$134,856/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,586
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,479
−HK$1,921/mo
Today · 4.125%
HK$74,400
baseline
▲ 0.50% · 4.625%
HK$78,322
+HK$3,922/mo
Deposit HK$1.55M · loan HK$13.91M · min. income ≈ HK$148,800/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$579,696 · Scale 2, in force from 26 Feb 2026)